CCI (Consumer Composite Investments): Video
AI in Private Banking & Investment Management: Video & Further Reading
09/03/2026
Background
On 18 June 2026, PryceWilliams partnered up with FundHive and More Carrot to host a webinar on the UK CCI (Consumer Composite Investments) regime and its implication for regulated firms. The panel consisted of Ken Stearn from FundHive, Bernard Lambeau from MoreCarrot, and Parrish from PryceWilliams Consulting. The session focused on what’s changing under the new regime, how the new disclosure requirements may affect fund manufacturers, distributors and advisors, and why regulatory change is creating a stronger case for a more automated approach to content production.
Watch the full webinar below:
Approach
PryceWilliams is well placed to provide a practical perspective on this change because CCI sits at the intersection of regulatory implementation, operating model change and technology-enabled delivery. We have experience across private banking, wealth management, investment management and financial services transformation, and understand< the challenges firms face when regulation moves from policy into execution.
Analysis
The FCA’s Consumer Composite Investments is a significant shift in UK retail product disclosure. Moving away from the more prescriptive PRIIPs and UCITS KID frameworks, CCI gives firms more flexibility to design product summaries around the consumer journey. That flexibility is useful, but it also raises expectations. Firms will need to provide disclosures that are clear, concise, timely and useful for retail investors, while still meeting standardised requirements on costs, risk, return and performance. CCI should not be treated as a simple document replacement exercise, but as a broader change programme covering product governance, data, disclosure design, distribution and operational controls.
Our speakers also highlighted the importance of practical implementation. Product summaries need to be short, readable and structured around what retail investors need to understand, rather than repurposed from legal or technical source documents. Simply adapting existing KID content is unlikely to be enough. Automation will also be important, particularly for firms managing multiple funds, share classes, jurisdictions and document types. A single source of content, supported by workflow, approvals and audit controls, can help reduce operational risk and ensure updates are applied consistently across CCI summaries, KIDs, prospectuses, SFDR disclosures and factsheets.
Conclusions
CCI should not be treated as a straightforward replacement for PRIIPs or UCITS KIDs. The new regime gives firms more flexibility, but also requires better judgement around what information is included, how it is presented, and whether it genuinely supports retail investors at the point of decision.
The webinar discussion made it clear that implementation will require more than regulatory interpretation. Firms will need to bring together product, compliance, communications, data and technology teams to design clear product summaries and manage them effectively across funds, share classes and distribution channels. For firms with larger product ranges, automation and workflow controls will be central to maintaining consistency, approval discipline and operational oversight.
